Our mission is to put you in the home you deserve

When traditional lenders say no, Casita Capital finds a way. A small, family-owned mortgage company serving Texas with flexible, alternative financing.

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8+ Years in Business
300+ Clients Served
10 Day Close Possible
100% Close Rate on Approvals
Our Story

The story behind how Casita Capital was founded

We started because we saw hardworking people being shut out of homeownership, not for a lack of income or effort, but because their situations didn’t fit into someone else's rigid box.

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“Designed to serve the people traditional lenders overlook — with speed, flexibility, and genuine care.”
Blake
Blake
Founder & Principal, Casita Capital

We started everything because we wanted to make homeownership possible for everyone in Texas

Casita Capital was founded with a simple belief: everyone deserves a fair shot at owning a home. Traditional lenders often turn away self-employed individuals, those recovering from bankruptcy, ITIN borrowers, or anyone whose financial story doesn’t fit a standard mold.

As a small, independent mortgage company, we have the flexibility to look beyond the numbers on paper and understand the person behind the application. We work across Texas to craft financing solutions that work for unique situations — whether it’s owner financing, non-traditional lending, or last-minute rescues when other financing falls through.

What We Do

Alternative financing for every situation

We specialize in helping borrowers who don’t fit the traditional mold. If you’ve been turned down elsewhere, we want to hear from you.

01

Self-Employed Borrowers

Irregular income or non-traditional pay structures? We understand how to evaluate self-employment and make your application work.

02

ITIN Borrowers

We work with ITIN borrowers, helping more families achieve homeownership in Texas regardless of documentation status.

03

Bad Credit & Bankruptcy

Past financial hardships don’t define your future. We look at your full picture and find paths forward that other lenders won’t.

04

Insufficient Work History

New to the workforce or recently changed careers? We evaluate holistically rather than relying solely on employment history.

05

High Debt-to-Income

When your DTI ratio is too high for conventional financing, we explore alternative structures that make the numbers work.

06

Last-Minute Rescues

Conventional financing fell through before closing? We move fast and have helped clients close on time when others couldn’t.

Testimonials

What our borrowers say

“Casita pudo conseguirnos una hipoteca después de que probáramos en otros lugares. Trabajaron con nuestra situación y encontraron la manera de hacerlo funcionar.”
MH
Miguel Herrera
Homebuyer
“Blake was awesome to work with. He understood my situation and got us closed in less than 2 weeks. Easier than the owner finance company I was working with before. Highly recommend.”
CJ
Casey Johnson
Homebuyer
“As a realtor, Casita has been great to work with. They took care of all the contracts and got my clients closed without any hiccups. Fast to communicate with a great system in place.”
MV
Marilyn Varelo
Realtor
When you’ve been turned down

Turn to Casita Capital

We’ve helped hundreds of Texans get into homes when traditional lenders said it wasn’t possible.
Let us find a way for you.

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Our Office

We’re a by-appointment office.
Reach out and we’ll find a time that works.

We serve all of Texas from our Lubbock office. Whether you’re local or across the state, we make the process easy and accessible.

5502 58th St, Suite 100, Lubbock, TX 79414
info@casitacapital.com
806.391.2272
NMLS# 1863598
Ready to start?

Let’s find a solution for your situation

No matter your credit history, employment situation, or past financial challenges — we want to hear from you. We’ll review your situation and let you know what’s possible.